Oro Valley, Tucson and Marana real estate and homes for sale in Arizona - Susie Nelson, REALTOR® Susie Nelson REALTOR(r) for Oro Valley, Tucson and Marana, Arizona real estate - NUMBER1EXPERT™ Susie Nelson NUMBER1EXPERT(tm) for Oro Valley, Tucson and Marana, Arizona real estate

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Susie Nelson, REALTORŪ, real estate agent and broker for Oro Valley, Tucson and Marana Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 520-977-1453.


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Mortgage Calculators: Oro Valley, Tucson and Marana Arizona home buying, real estate listings, and homes for sale in Pima County, AZ
Welcome > Resources > Mortgage Calculators > Your Maximum Mortgage ...


The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

What's Your Maximum Mortgage?

What is your maximum mortgage? That largely depends on your income and current monthly debt payments. This calculator collects these important variables and determines your maximum monthly housing payment and the resulting mortgage amount.

This Financial Calculator requires a Browser with Java Support



Definitions

Monthly income
Total monthly income from all sources. All income should be entered before taxes.

Monthly housing expenses
Your monthly houses expenses from the housing expenses worksheet. The items entered as housing expenses make up the taxes and insurance portion of your monthly PITI payment.

Monthly liabilities
Your monthly liabilities from the liabilities worksheet. Your monthly liabilities are used to calculate your maximum PITI.

Monthly housing payment (PITI)
This is your total Principal, Interest, Tax and Insurance (PITI) payment per month. This includes your principal, interest, real estate taxes, hazard insurance, association dues or fees and principal mortgage insurance (PMI). Maximum monthly payment (PITI) is calculated by taking the lower of these two calculations:

  1. Monthly Income X 28% = monthly PITI
  2. Monthly Income X 36% - Other loan payments = monthly PITI

Maximum principal and interest (PI)
This is your maximum monthly principal and interest payment. It is calculated by subtracting your monthly taxes and insurance from your monthly PITI payment. This calculator uses your maximum PI payment to determine the mortgage amount that you could qualify for.

Start interest rates at
The current interest rate you could receive on your mortgage. This is used as the starting point for displaying a range of interest rates and the resulting mortgage amount.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Susie Nelson, REALTORŪ, real estate agent and broker for Oro Valley, Tucson and Marana Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Susie Nelson
RE/MAX Majestic

12112 N. Rancho Vistoso Blvd. #100
Oro Valley
Arizona 85737
520-977-1453
866-637-9700
Fax: 520-219-1415
susienelson@NUMBER1EXPERT.com

I realize that buying and selling a home is one of the most crucial financial transactions of your life. In what can be a confusing and sometimes difficult process, it pays to leave as little to chance as you can. With my help, you can navigate unknown territory with ease. Having lived in Tucson for many years gives me an edge. I really want to help people achieve their goals, whether it is to own a first home, move up to a second home, relocate to a new area or invest. I am able to achieve that through real estate.

My primary concern is to take care of my clients so they can make the right choices for themselves and their families. The most satisfying moments in real estate for me are when I see smiling faces at the closing table. My Philosophy: To use all resources available to assure as smooth a transaction as possible. My Commitment: Dedicated professionalism with superior, friendly, personal service. I will listen to your needs, then organize and act based on those needs to negotiate the best possible transaction for you. Please don't hesitate to contact me at anytime. My Motto: I walk the extra mile.

Equal HousingMLSREALTOR


RE/MAX Majestic real estate and homes for sale in Oro Valley, Tucson and Marana Arizona

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