Oro Valley, Tucson and Marana real estate and homes for sale in Arizona - Susie Nelson, REALTOR® Susie Nelson REALTOR(r) for Oro Valley, Tucson and Marana, Arizona real estate - NUMBER1EXPERT™ Susie Nelson NUMBER1EXPERT(tm) for Oro Valley, Tucson and Marana, Arizona real estate

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Susie Nelson, REALTORŪ, real estate agent and broker for Oro Valley, Tucson and Marana Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 520-977-1453.


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Mortgage Calculators: Oro Valley, Tucson and Marana Arizona home buying, real estate listings, and homes for sale in Pima County, AZ
Welcome > Resources > Mortgage Calculators > What Is Your APR? ...


The Best Mortgage Calculators On the Web! 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep... 

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support



Definitions

Annual Percentage Rate (APR)
A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Loan origination percent
The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.

Discount points
Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.

Other fees
Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Susie Nelson, REALTORŪ, real estate agent and broker for Oro Valley, Tucson and Marana Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Susie Nelson
RE/MAX Majestic

12112 N. Rancho Vistoso Blvd. #100
Oro Valley
Arizona 85737
520-977-1453
866-637-9700
Fax: 520-219-1415
susienelson@NUMBER1EXPERT.com

I realize that buying and selling a home is one of the most crucial financial transactions of your life. In what can be a confusing and sometimes difficult process, it pays to leave as little to chance as you can. With my help, you can navigate unknown territory with ease. Having lived in Tucson for many years gives me an edge. I really want to help people achieve their goals, whether it is to own a first home, move up to a second home, relocate to a new area or invest. I am able to achieve that through real estate.

My primary concern is to take care of my clients so they can make the right choices for themselves and their families. The most satisfying moments in real estate for me are when I see smiling faces at the closing table. My Philosophy: To use all resources available to assure as smooth a transaction as possible. My Commitment: Dedicated professionalism with superior, friendly, personal service. I will listen to your needs, then organize and act based on those needs to negotiate the best possible transaction for you. Please don't hesitate to contact me at anytime. My Motto: I walk the extra mile.

Equal HousingMLSREALTOR


RE/MAX Majestic real estate and homes for sale in Oro Valley, Tucson and Marana Arizona

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